Michelle McGagh is a freelance personal finance journalist who has been writing about money for over a decade for titles including The Guardian, City Wire, AOL and Money Observer, as well as regular TV appearances as a financial commentator. Michelle lives in London with her husband Frank and their huge mortgage.
Joanne Milne was born in Gateshead in 1974. She was diagnosed as profoundly deaf at 16 months old but it wasn't until she was 29 that she was registered as blind and found to have Usher Syndrome. In 2014 she underwent a cochlear implant operation which gave her the ability to hear for the first time. Her story was picked up by the world's media and the clip of her implants being turned on was viewed by more than four million people. Today Jo is an ambassador for deaf children and leads a 'changing perceptions of hidden disability' campaign. She is also a columnist and regular radio and tv spokesperson.
Number one best selling singer Olly Murs has sold over 10 million records since reaching the final of the X Factor in 2009. Olly`s is a multi-platinum selling artist with his albums selling over a million copies. His fourth album Never Been Better went straight to number one and sold over 100,000 copies in the first week alone. For more information on Olly Murs please go to www.ollymurs.com and www.facebook.com/ollymurs. You can also follow Olly on twitter at www.twitter.com/ollyofficial