Gary Mulgrew was born in Glasgow in 1962 and lived there until he graduated from the University of Strathclyde. He joined NatWest Bank in 1983 and worked for them in Manchester, London, Tokyo and New York before joining the Royal Bank of Canada in 2000. His banking career ended in June 2002 when he was indicted by the US authorities for allegedly defrauding NatWest. After years of court battles and a high profile public campaign, he and two other members of the 'NatWest Three' were eventually extradited to America. Two years of detention in Houston, Texas were followed by two years in seven different prisons in the United States and England until his full release in early 2010. He now runs a number of successful businesses in the south of England, supported by his bankers, NatWest.